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Cookie Policy

Last updated: february 10, 2026

Last updated: February 10, 2026

This Cookie Policy explains how JQC Labs (“we,” “us,” or “our”) uses cookies and similar technologies on MyInsuranceCosts (the “Service”).

By accessing or using the Service, you consent to the use of cookies as described in this Cookie Policy, subject to your browser settings and applicable law.

1. What Are Cookies

Cookies are small text files that are stored on your device when you visit a website. Cookies are widely used to enable website functionality, enhance user experience, analyze usage, and support monetization activities.

Cookies may be session cookies, which are deleted when you close your browser, or persistent cookies, which remain on your device until they expire or are removed.

2. How We Use Cookies

We use cookies and similar technologies for purposes that may include:

  • Enabling core site functionality and security
  • Operating and maintaining the Service
  • Understanding how visitors interact with the Service
  • Improving performance, usability, and content presentation
  • Supporting analytics, advertising, and monetization activities

Cookies help us understand usage patterns and maintain the reliability and effectiveness of the Service.

3. Types of Cookies We Use

3.1 Essential Cookies

Essential cookies are necessary for the Service to function properly. These cookies enable basic functionality such as page navigation, security, and access to core features.

Essential cookies cannot be disabled through our systems.

3.2 Analytics Cookies

Analytics cookies allow us to measure and analyze how users interact with the Service.

Information collected through these cookies is aggregated and used to understand usage patterns, diagnose issues, and improve performance.

3.3 Advertising and Monetization Cookies

The Service may use advertising or monetization cookies to display advertisements, measure ad performance, limit the frequency of ads, or understand user interests at a general level.

These cookies may be set by third-party advertising or monetization partners through the Service. Advertising practices may vary over time depending on configuration and content.

3.4 Functional Cookies

Functional cookies enable enhanced functionality and personalization, such as remembering preferences or settings.

These cookies are not strictly necessary but may improve user experience.

4. Third-Party Cookies

Some cookies used on the Service may be placed by third-party services that support analytics, advertising, security, or other operational functions.

We do not control third-party cookies, and their use is governed by the privacy and cookie policies of the respective third parties. JQC Labs is not responsible for third-party cookie practices.

5. Managing Cookies

Most web browsers allow you to control cookies through browser settings.

You may choose to block or delete cookies through your browser; however, doing so may affect the functionality, performance, or availability of certain features of the Service.

Information on managing cookies is typically available in your browser’s help documentation.

6. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, advertising practices, or how the Service operates.

Any updates will become effective when posted.

7. Contact Information

If you have questions about this Cookie Policy, you may contact JQC Labs at:

  • Email: legal@jqclabs.com
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Disclaimer: myinsurancecosts.com is a neutral analysis platform. We are not an insurance company, we do not sell insurance policies, and we do not provide legal or financial advice. All calculations are estimates based on user input and general risk modeling.

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