Auto Insurance
Auto Deductible Optimizer
Calculate the break-even point between lower premiums and higher deductibles.
Launch ToolAll Insurance Tools
Explore every cost, risk, and decision tool available across insurance types.
Each tool focuses on a specific decision — choose what matches your situation.
Auto Insurance
Auto Claim Probability Estimator
Estimate likelihood of filing a claim based on mileage and driving patterns.
Launch ToolAuto Insurance
Auto Emergency Fund Tool
Determine the cash reserve needed to cover your specific vehicle risk exposure.
Launch ToolAuto Insurance
Auto Premium Increase Simulator
Model how a single claim could impact your future rates over three years.
Launch ToolHealth Insurance
Health Plan Cost Comparator
Side-by-side analysis of total annual costs including premiums and out-of-pocket max.
Launch ToolHealth Insurance
Medical Usage Scenario Simulator
Test how different health events (surgery, ER, routine) impact your wallet.
Launch ToolHealth Insurance
HSA Value Analyzer
Quantify the triple-tax advantage and long-term growth of HSA contributions.
Launch ToolHealth Insurance
Health Emergency Fund Tool
Calculate the liquidity needed to safely cover your plan's maximum out-of-pocket.
Launch ToolHomeowners Insurance
Home Deductible Tradeoff Tool
Compare premium savings against the risk of high-cost structural repairs.
Launch ToolHomeowners Insurance
Disaster Risk Exposure Tool
Analyze common regional risks and how they align with your policy limits.
Launch ToolHomeowners Insurance
Home Emergency Fund Tool
Define the cash reserve required for major home maintenance and deductibles.
Launch ToolHomeowners Insurance
Home Claim Decision Tool
Determine if a specific repair is worth filing or if you should pay out-of-pocket.
Launch ToolRenters Insurance
Renters Coverage Adequacy Checker
Audit your personal property value against your current policy coverage.
Launch ToolRenters Insurance
Renters Liability Exposure Estimator
Evaluate the financial impact of potential liability claims in a rental unit.
Launch ToolRenters Insurance
Renters Emergency Fund Tool
Calculate the necessary reserve for temporary housing and deductible costs.
Launch ToolUpcoming
More Tools Coming Soon
We’re building additional tools based on real user decisions.
How to Use These Tools
- Tools are independent — no required order
- Some tools work well together
- You don’t need perfect inputs for useful results